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Julia
Julia is part of the “Caminando Juntos” communal bank located in the city of Rancagua.

She works in the handicrafts sector, specifically knitting and crochet, and makes tablecloths, doilies, pictures and clothing.

She has been doing her handicrafts work for four years. She works from Monday to Saturday. Sometimes her granddaughter, to whom she taught her occupation, helps her. She divides her work hours according to her availability, as she works on the basis of orders from her clientele.

She buys her merchandise at wool distributors, and at other times buys it in the city Santiago, because of the great variety of wools and threads that are available at low cost, and therefore affordable.

With the loan she will buy wools, glue, tacks, thread, needles, as well as stretchers for making her pictures, weavings and clothing.

One of Julia's goals is to have a bit of capital in order to set up a liquor store in her own home, and with this, choose a better quality of life and leave her crafts as hobbies.

Julia lives alone at the present time. She has two children, each of whom has their own family and says that she be getting married at the end of the year.

Her dream is to have good health in order to enjoy her business and her family.

She is very happy and grateful for the opportunity that Fondo Esperanza has offered her, as it has allowed her to invest in her business. In addition, she feels very comfortable with the other entrepreneurs in the communal bank group, as they are like a close-knit family.

Rancagua is part of the Libertador Bernardo O´Higgins region. This modern city is a principal center for the production and export of Chilean fruit and wine. It is also a mining city, as the world's largest underground mine, "El Teniente," with its 4,500 km of tunnels, is located in its mountain range.
View original language description ↓
Julia forma parte del Banco Comunal “Caminando Juntos” perteneciente a la ciudad de Rancagua.
Ella se dedica al rubro de las manualidades específicamente en tejidos a palillo y crochet, realizando manteles, carpetas, cuadros y ropa de vestir. Se desempeña en sus labores de manualidades desde hace 4 años, trabaja de lunes a sábado, a veces la ayuda su nieta a la cual le enseño su rubro y su horario de trabajo lo distribuye de acuerdo a su disponibilidad, ya que trabaja a pedido de su clientela.
Su mercadería la compra en distribuidoras de lanas y otras veces la compra en la ciudad de Santiago por la gran variedad en lanas e hilos a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará lanas, cola fría, tachuelas, hilos, agujas, bastidores para la confección de sus cuadros, tejidos y vestuario.
Una de las metas de Julia es tener un capital para tener una botillería instalada en su propia casa, así con esto optar a una mejor calidad de vida y dejar sus manualidades como hobbies.
Julia en estos momentos vive sola, tiene 2 hijos en el cual cada uno tiene su familia y comenta que a fin de año se casará. Sus sueños son contar con buena salud para disfrutar de su negocio y disfrutar de su familia.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que son como una familia son generosas y unidas.
Rancagua pertenece a la región del Libertador Bernardo O´Higgins. Es una moderna ciudad que regula el principal proceso productivo y exportador agrofrutícola y vitivinícola de Chile. Es también una ciudad minera, debido a que en su cordillera se encuentra la mina subterránea más grande del mundo “El Teniente”, con 4.500 km. de túneles.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Julia to buy wools, glue, tacks, thread, needles and stretchers for making her pictures, weavings and clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012