Moses is 36 years old. He is married and has five children. He is living in Hioma, Uganda. He is a farmer and has been in the agricultural sector for a long time. He grows maize and rice for sale. He faces the challengesof inadequate capital to purchase the necessary inputs. He wishes to build a permanent house for his family, expand his business to new markets, and hire employees to help expand his farming activities. Moses intends to use the loan to buy maize and rice for planting.