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Gulchehra lives in a rural area. She has two children. She is a widow; her husband died in 1996. Since then, Gulchehra has been the head of household and has tried to provide plenitude for her family, so that her children would not feel the absence of their father. She has been involved in selling women's clothing at a clothing market for over 11 years. She has a wide selection of merchandise and a lot of customers. Gulchehra has a strong interest in entrepreneurship. She has been obtaining financing from our organization since 2003. Thanks to the profits, she repaired her house and married off her daughter. She never violated the politics of financing during the financing period. Gulchehra is requesting this loan to increase her goods turnover. She is grateful to our organization and relies on your support.
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Гульчера живет в сельской местности.Имеет 2 детей.Она вдова,ее муж умер в 1996 году.С тех пор она является главой семьи и очень старается содержать семью в достатке чтобы ее дети не ощущали отсутствие их отца.Более 11 лет занимается продажей женской одежды на вещевом рынке.У нее широкий ассортимент товара и очень много клиентов. У Гульчехры большой интерес к предпринимательской деятельности.С 2003 года кредитуется в нашей организации.За счет своей прибыли она отремонтировала свой дом.Выдала замуж свою дочь.Во время кредитования ни разу не нарушала политику кредитования.Данный кредит берет для расширения товарооборота.Она благодарна нашей организации и надеется на вашу поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,850 helped Gulchehra to purchase women's clothing.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 17, 2012
Jul 12, 2012
Currency Exchange Loss:
Aug 11, 2012