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Thongny, 33, is married and lives with her husband in the Kampong Chhnang province. She has been selling clothes in Phnom Penh city since 2010, and is able to make about US$8 per day. Her husband is a motor-taxi driver, making approximately US$18 in revenue a day. This couple has two school-aged children. Seang Thongny would like to take out a loan of US$1500 to purchase land as an investment. This land will sell for a profit when the price goes up.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Thongny to purchase land as an investment.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Aug 1, 2012
Currency Exchange Loss:
Jun 17, 2013