Sorm is 35 years old and a married woman who has been living in the Baray district of Kompong Tom province. She is diligent in her daily household work -- taking care of her children, serving food for the family, and keeping her house clean and tidy. Aside from these activities, Sorm also devotes herself to a rice farming and hog-raising business to provide the family with income. She has been in this type of business for 12 years.
Sorm wants to make improvements to her farm, so she has applied for additional capital to purchase a piece of land to expand her plot used for farming purposes. This loan will allow Sorm to go far in her business and she hopes to obtain a good harvest in the seasons to come. With the profit she will generate, she will invest in her hog-raising business to double her return and use some for her children’s education.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.