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Aem, 42, is married with three young children living at home in Battambong province. She and her husband work in construction and typically make US$5 each daily. This small family also gets support from one of their children, who is a construction worker as well.

Aem would like to take out a loan of US$1100 to purchase a motorbike for her small family’s transportation. This new motorbike will reduce transportation cost and save her some money to spend in the future.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Aem buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Aug 1, 2012
Currency Exchange Loss:
Dec 17, 2013