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Jean De Dieu
Jean De Dieu is married and has four children. He has been a maize farmer for nine years. His wife is also a maize farmer. He would like to get this loan to buy more seeds, to harvest more seeds, and to pay for labor to get the best harvest. With the profits, he wants to reinvest in the same business of growing maize.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

About Rwanda

  • $1,700
    Average annual income
  • 4
    View loans »
    Rwanda Loans Fundraising
  • $15,509,150
    Funds lent in using Kiva
  • 602.6
    Rwanda Francs (RWF) = $1 USD