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Helena is married and is the mother of four children who go to school. She lives in her own home with her family and doesn't support anyone besides them. She works as an agricultural worker in a private company. She will use this loan to buy construction materials (cement, zinc sheets, sand, beams, etc.) to continue work on her home. In the future, she hopes to finish her home and to furnish it to offer her family more comfort. To do this, she promises to make her payments on time so she can request more loans from Hluvuku. Her challenge is the elevated price of materials and the very high cost of living.
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Casada e mãe de 4 filhos que frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como operária agrícola numa empresa privada, com o presente empréstimo pretende comprar material de construção (cimento, chapas de zinco. Areia, barrotes e outros) para dar continuidade com a obra da sua casa.
No futuro deseja concluir a sua casa e mobilar para oferecer melhor conforto a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é o elevado preço do material e custo de vida muito alto.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 48
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Helena to buy construction materials (cement, zinc sheets, sand, beams, etc.).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 6, 2012
Currency Exchange Loss:
May 19, 2013