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Mech is 33 years old and married. She is blessed with three children who are attending school. Mech lives with her husband and children in a small village of Baray district, Kompong Tom province. She earns a living by cultivating rice and vegetables to sell. She strives to work hard to provide basic needs and a good education for her children. Mech is currently busy with her rice farming business due to the coming rainfall. She has successfully borrowed and repaid two previous loans from HKL.

Mech is requesting her third loan which she will use to fix her house, parts of which are in ruin because it is so old. She will purchase wallboards and floorboards to replace broken ones. Her loan will be sufficient for Mech to fix her house on time and she hopes that her loan will provide a comfortable living situation for her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 275
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mech to purchase new wallboards and floorboards to repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jul 10, 2012
Currency Exchange Loss:
Mar 21, 2013