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Manuel is a widower and father to 3 children who all attend school. He does not financially support anyone else.
He is a soldier and a member of staff at the Ministry of Defense. With this loan he intends to buy building materials (windows, doors, cement, sand stone and other items) in order to continue building his home.
In the future he hopes to finish his house and rise in the ranks in order to increase his salary. Consequently, he promises to keep to his repayment schedule so that he can apply again to Hluvuku.
The biggest challenge he faces is acquiring his own transport to improve the conditions in which he travels to his workplace.
View original language description ↓
Viúvo e pai de 3 filho que frequenta a Escola, vive na casa própria e não sustenta mais ninguém.
É militar e quadro do Ministério da Defesa, com o presente empréstimo pretende comprar material de construção (janelas, portas, cimento, areia, pedra e outros) para dar continuidade com a construção da sua casa.
No futuro deseja terminar a sua casa, subir de categoria para aumentar o seu salário, para tal compromete-se a pagar o empréstimo devidamente para solicitar mais a Hluvuku.
O desafio é adquirir um meio de transporte para melhorar as condições de deslocação para o seu serviço.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 27
    View loans »
    Mozambique Loans Fundraising
  • $2,913,225
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Manuel to buy building materials (windows, doors, cement, sand, stone and other items).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 6, 2012
Currency Exchange Loss:
Sep 18, 2012