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Rosa
Rosa is 26 years old. She is a humble and hard-working young woman. Her partner of 9 years is Francisco, with whom she has three children, ages 8, 3, and 2, who are her motivation for working and her driving force to excel. Now she lives in the house of her mother-in-law, along with her children and her partner. Her brother-in-law also lives there with his children.

Her work consists of selling groceries in the store that she established in her home. There she offers everything that housewives need to prepare daily food, along with other ornaments and utensils. But in the last few weeks, she has seen the need to supply her business with hardware items, since her customers many times ask her for ropes, light bulbs, pipes, or keys that they need in their homes. She has had her little store for two years and works there with the help of her mother-in-law. Furthermore, she has also been working for seven months selling cosmetics, perfumes, and women's personal care and beauty accessories. She does this among her friends and people she knows. She sells on credit and make her collections in a reasonable period of time; in this way she recoups the necessary capital to restock her merchandise. What she likes is that she is earning what is necessary to cover the basic expenses of her household. It is going well for her, although really she wants to increase her income because she hopes to enlarge her business and have a better display of all the products that she offers.

This is her second loan with the MFP institution. She knows that she can fulfill the requirements of the organization and of her group, being responsible and punctual with her payments. Thus far the members of her group have given her a congenial welcome and offered her the necessary confidence to continue being a good member.

She will invest the amount she has applied for (1000 PEN) in the purchase of five perfumes and five talcum powders, whose prices vary from 35 to 40 PEN each. She will also buy a sack of rice and a sack of sugar, whose average prices are 150 PEN each, along with other groceries. She will invest the remaining amount buying water troughs and food for chickens, her other business.
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Rosa tiene 26 años, es una mujer joven, humilde y muy trabajadora. Su pareja desde hace 9 años es Francisco, con quien tiene tres hijos de 8, 3 y 2 años, quienes son su motivo de trabajo y su principal motor de superación. Actualmente viven en la casa de su suegra, a lado de sus hijos y su pareja, ahí también mora su cuñado junto a sus hijos.

Su trabajo consiste en la venta abarrotes en la tienda que estableció en su vivienda. Allí ofrece todo lo que necesitan las amas de casa para preparar el alimento diario, además de otros artículos como adornos y utensilios. Pero en estas últimas semanas ha visto la necesidad de implementar su negocio con artículos de ferretería, ya que sus clientes le solicitan mucho algunos cables, focos, tubos o clavos que requieren en sus viviendas. Tiene su pequeña bodega hace 2 años y trabaja ahí con la ayuda de su suegra. Por otra parte, también labora, hace 7 meses, vendiendo cosméticos, perfumes y accesorios de cuidado y belleza femenina, lo realiza entre sus amigas y personas conocidas, al crédito y ejecuta la cobranza en un tiempo prudencial, de esta manera vuelve a juntar el capital necesario para renovar su mercadería. Lo que le gusta es que gana lo necesario para solventar los gastos básicos de su hogar, le está yendo bien, aunque realmente desea incrementar sus ingresos porque espera agrandar su negocio y tener una mejor exhibición de todos los productos que ofrece.

Este es su segundo préstamo con la institución MFP, sabe que puede cumplir con las exigencias de la entidad y de su grupo, siendo responsable y puntual en sus pagos. Hasta el momento los integrantes de su grupo le dieron una agradable bienvenida y le brindan la confianza necesaria para continuar siendo una buena socia.

El monto solicitado (S/.1000) lo invertirá en la compra de cinco perfumes y cinco talcos cuyo precio varía entre S/.35 a S/.40 cada uno. También comprará un saco de arroz y un saco de azúcar, cuyo precio promedio es de S/.150 cada uno; entre otros abarrotes. El monto restante lo invertirá comprando bebederos y alimentos para pollos, su otro negocio.

About Peru

  • $6,715
    Average annual income
  • 73
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosa to buy groceries to stock her store, as well as cosmetics to sell and food for chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2012
Listed
Jul 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013