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Maria
María is 35 years old and a good, kind, charismatic woman. In her group she's known for making payments and being on time. She is the mother of two children, ages 14 and 6, and they live in their own home with her partner, Wagner. They've already had five happy years together. Every day María pushes herself to get her family ahead in life and to give them the best.

Her work consists of selling basic needs items and other goods for daily consumption. She has worked since she was eight years old, helping her mother who also worked at this business. However, since being on her own since age 14, she's had to keep working out of necessity to pay the bills. Since then she has generated her own income, and now she does it for the family she's created.

María's small store is stocked directly by suppliers that come to her house with all their goods, which she puts in an order for. The one exception is fish, which she buys wholesale at the port in the city. The passing of years has taught her that the efforts of her hands leads to progress, and she knows it very well. Before she used to sell in the streets of the city; now she has a store in the main market of the city, and another, complementary space in her home. Through all that she has gained, she still has many dreams, and that's why she hopes that her business will keep growing.

The thing that she likes about her job is that she has time to do a lot of things from her home, and it's going well for her. Even though she says that in months like these commercial demand drops a little, it doesn't discourage her and she continues on.

This is María's first loan with Micofinanzas Prisma. She hopes that it goes well, and that the members of her group give her the opportunity to join in to the rhythm of their work. She hopes that it won't be the first and last loan, but rather than she can keep working together for a long time. Already she thinks it's great that they're giving her a chance to be able to have a larger amount of capital for investment.

With the amount requested (600 PEN), she will buy groceries such as a sack of rice, a sack of sugar, a dozen bottles of oil, and a dozen of small cans of evaporated milk, which totals close to 400 PEN. At the same time, she will designate a portion - approximately 100 PEN daily - for the purchase of fish.
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María tiene 35 años, es una mujer buena, amable y muy carismática, en su grupo la reconocen como buena pagadora y muy puntual. Ella es madre de dos hijos de 14 y 6 años, viven en su casa propia a lado de su pareja, Wagner, con quien lleva ya 5 años de feliz relación. Todos los días se esfuerza para sacar adelante a su familia y darles lo mejor.

Su trabajo consiste en la venta de artículos de primera necesidad y otros productos de consumo diario. Trabaja desde que tenía 8 años de edad, ayudando a su madre que también se dedicaba a este negocio; sin embargo, al quedarse sola a los 14 años, tuvo la necesidad de continuar trabajando para solventar sus gastos, desde entonces ha generado sus propios ingresos y ahora lo hace por la familia que ha formado. Su pequeña tienda es abastecida directamente por los proveedores que llegan hasta su casa llevando todos los productos que previamente ella ya ha solicitado, a excepción del pescado, éste lo obtiene comprando, al por mayor, en el puerto de la ciudad. El paso de los años le ha enseñado que el esfuerzo debe ir de la mano con el progreso y ella lo sabe muy bien, ya que antes vendía por la calles de la ciudad, ahora lo hace en el puesto que obtuvo en el mercado principal de la ciudad y en otro espacio que complementario que tiene en su vivienda. A pesar de lo que ha conseguido, aún sus sueños son muchos y es por eso que espera que su negocio siga en crecimiento.
Lo que le gusta de su trabajo es que tiene tiempo para hacer muchas actividades de su hogar, le está yendo muy bien, aunque asegura que en meses como estos la demanda comercial disminuye un poco, pero eso no la desmotiva y sigue adelante.

Este es su primer préstamo con la institución MFP, espera que le vaya bien y que los miembros de su grupo le den la oportunidad de poder integrarse al ritmo de trabajo de ellos. Espera que no sea el primer y último préstamo recibido, sino que pueda seguir trabajando por mucho tiempo juntos ya que considera muy bueno que le den la oportunidad de poder tener mayor cantidad de capital de inversión.

Con el monto solicitado (S/.600) comprará abarrotes; como un saco de arroz, un saco de azúcar, una docena de botellas de aceite, una docena de leche evaporada chica, cuyo monto total asciende a S/.400 soles. Asimismo, destinará un porcentaje aproximado de S/.100 diarios para la compra de pescado.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Maria to buy bags of rice and sugar, bottles of oil, milk, and other goods to stock her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2012
Listed
Jul 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013