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Mamlakat R. lives in the town of Vahdat. She is 46 years old. Her husband has passed away and she is left with five children. She is a housewife and also sells milk. She has a milking cow which brings about 10 liters of milk. She also buys milk from the neighbors at a lower price and then takes to Dushanbe where she resells it wholesale. Mamkalat wants to buy another milk cow which will bring another 10 liters. It will help increase her income which the family needs so much. For this she needs a loan and with pay it off within 12 months. In spite of the harsh conditions, she is very happy and does not lose hope.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Рахимова Мамлакат жительница города Вахдат. Возраст 46 лет . Муж умер и у нее осталось 5 детей. Домохозяйка, занимается продажей молока. Имеет корову, которая дает около 10 литров молока, а так же скупает у соседей по более низкой цене и вывозит молоко в город Душанбе. Продаетоптом и возвращается домой. Сейчас хочет купить еще одну корову . которая даст возможность получать дополнительные 10 литров. Это поможет ей увеличить доход, который необходим для семьи. Для этого ей необходимо получить кредит, а погасить его она сможет в течении 12 месяцев. Не смотря на тяжелые условия , она очень жизнерадостна и никогда не унывает.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 149
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Mamlakat to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2008
Jun 6, 2008
Currency Exchange Loss:
Jul 15, 2009