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Ra's Group
In this Group: Ra, Vannak
Ra, 33, is a married father of one son who is still in his care. They are living in a village in the Ek Phnom district of Battambang province, Cambodia. He has been a rice farmer and fisherman for eighteen years. To earn extra income, his wife has been planting watermelons and beans to support the family. They can earn around KHR 73,900 per day from their current businesses.

This is Ra’s first loan with VisionFund, while his group member has been with VisionFund for two cycles already. As the group leader, Ra is leading this group to apply for a loan with VisionFund of KHR 1,000,000 each. He will use his portion to buy fertilizers and an aspirating pipe for using with a water pump. He hopes this loan will enable his family to make more income to make their living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,090.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ra's Group's $500 loan helped a member buy fertilizer and a pipe.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 9, 2012
Currency Exchange Loss:
Jul 17, 2013