Lesbia makes a living selling fish and seafood, and has worked in this trade for 15 years. She started her small business primarily for herself, selling all kinds of fish in the city center of San Rafael del Sur. She later had the opportunity to finance her business through a loan when a micro-finance officer visited her community of Masa Chapa. However, as a result of high interest rates, she did not continue with successive loans.
Presently, Lesbia travels around selling fish and other seafood items, and she has grown her customer base significantly over the years. Thanks to her hard work and with God's help, she has been able to acquire a freezer with a storage capacity of 500 lbs, which she uses to keep her merchandise cold and ready for sale and distribution. With the support from this loan, she plans to expand and improve her business.
La Sra. Lesbia es comerciante de mariscos desde hace quince años, ella empezó su pequeño negocio primeramente por cuenta propia, vendiendo de todo tipo de pescado en el casco urbano de san Rafael del sur, luego se le presento la oportunidad de financiarse de una micro financiera que visito la comunidad de masa chapa, sin embargo ella manifestó que por los altos intereses no continuo trabajando con préstamos, actualmente sigue vendiendo de forma ambulante, ya que cuenta con clientes de los cuales por muchos años ha tenido una estrecha relación de trabajo, sin embargo gracias a Dios y a su esfuerzo adquirió un frezzer de 500 lbs, donde mantiene una gran variedad de mariscos disponibles para su comercialización, el crédito otorgado por ceprodel lo utilizo para ampliar su mercado y mejorarlo.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.