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Dios Nos Ama Group
In this Group: Idalia Maria , Meyling Guadalupe, Florencio Roman

Update on Dios Nos Ama Group

The “Dios Nos Ama” (God Loves Us) group has three hardworking, enterprising women. One of them is Idalia María who has been selling vegetables for ten years five of which she’s been working with Adim and has increased her inventory. She will use the loan to buy perishables. Her goal is to have a stand with greater capacity.

The other group members are Meyling who sells cosmetics and Florencio who sells clothes.
View original language description ↓
El grupo Dios nos ama lo conforman tres personas trabajadoras y emprendedoras una de ellas es Idalia María quien se dedica a la venta de verduras desde hace 10 años de los cuales cinco tiene trabajando con adim en los cuales ha logrado aumentar su inventario.
El crédito lo invertirá en la compra de perecederos y su meta establecer un puesto con mayor capacidad.
Las otras integrantes son Meyling quien vende cosméticos y Florencio quien vende ropa.

Previous Loan Details

The group “Dios nos Ama” (God Loves Us) consists of three enterprising, determined, and hardworking individuals. They have been slowly improving their businesses through a combination of loans and training courses in business development and personal self-management that ADIM offers. “They h... More from Dios Nos Ama Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $3,636
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $23,485,000
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD
A portion of Dios Nos Ama Group's $1,275 loan helped a member to buy perishables.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jul 13, 2012
Currency Exchange Loss:
Aug 12, 2012