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Ruzanna is involved in agriculturue. She runs a farm, where she grows a large variety of fruits and vegetables. She keeps two green houses, where she grows peppers. Ruzanna also cultivates tomatoes and beans, and grows apricot, peach, and plum trees. It is very difficult for Ruzanna to organize the watering process of the land, as there is no special place to gather and keep much water. So Ruzanna has to water the land with a pail, which requires much time and hard work.

Ruzanna has applied for this loan to build a hole to gather and keep water. This will make the watering process much easier and effective for Ruzanna. With the loan's help Ruzanna also plans to purchase fertilizer and medicine to exploit the land and cultivate the trees.

Ruzanna lives with her father and daughter. Agriculture is the main source of income for her family. This loan will help Ruzanna to develop her farm and have a stable source of income for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 110
    View loans »
    Armenia Loans Fundraising
  • $12,677,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ruzanna to pay for fertilizer, medicine, and for construction of a hole for water storage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2012
Listed
Jul 11, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 18, 2013