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Javier Enrique
Javier Enrique is is 49 years old, married, and lives with his wife and two children. He plans to use his loan to buy farm tools such as pesticide spray pumps, knives and spades. He plans to buy these tools so that he can better care for his coffee plantation and keep his crops in excellent conditions. This will enable him to obtain a better yield and make more profits, and he will be able to enjoy a better quality of life and financial stability.

This is Javier Enrique's first loan from FUDECOSUR. He has not received previous loans from state banks but FUDECOSUR have given him this loan with more facilities and a much lower interest rate.
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Javier Enrique, tiene la edad de 49 años, está casado, vive con su esposa y dos hijos actualmente. El con el crédito pretende comprar herramientas agrícolas como bombas de fumigar, cuchillos, palas. El tiene pensado comprar estas herramientas para darle una mejor asistencia a la plantación de café y así tenerlo en excelente estado y poder obtener una mejor producción y generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 55
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 498.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Javier Enrique to buy farm tools.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jul 13, 2012
Currency Exchange Loss:
Jun 18, 2015