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Nerys
53-year-old Nerys lives with her husband and their two daughters, who are 17 and 25 years old, in Puerto Colombia. This is a beautiful tourist town on the shores of the Caribbean Sea. There, in an atmosphere of beach, [sea] breeze and sea, Nerys has a small business selling products through specialized guides. Her main line is women's underwear. Nerys' customers are in the town of Puerto Colombia and she sells to them on credit. They repay in installments which are arranged according to their ability to pay. Nerys' husband works as a fireman in the city of Barranquilla. He also sells fire extinguishers and offers a service upgrading them for different companies. As he knows many people who work as employees in these companies, he refers them to his wife and he has gradually managed to bring new customers to her business. On weekends, Nerys has another business preparing and selling chicken and/or pork and/or three-meat 'hayacas' which she sells to her neighbors. From Monday to Friday she works in a 'hogar de bienestar familiar' (a community childcare center sponsored by the State), gives classes to breastfeeding mothers and gives talks on women's reproductive health. She feels very happy with all of the activities she is involved in and describes herself as a lover of social work. She is currently applying for a Kiva loan (her first loan from Fundación Mario Santo Domingo) which she will use to buy women's underwear. This will enable her to make the most of some special discounts that are available in her catalogs. She would like to continue surprising her customers in order to gain their loyalty.
View original language description ↓
Nerys de 53 años de edad vive con su esposo y sus dos hijas de 17 y 25 años de edad, en Puerto Colombia, un hermoso lugar a orillas del mar caribe, de vocación turística. Allí en su ambiente de playa, brisa y mar, Nerys tiene su pequeño negocio, mediante el cual se dedica a comercializar productos mediante guías especializadas, siendo su principal línea comercial, la ropa interior femenina. Los clientes de Nerys están ubicados en el municipio de Puerto Colombia y ella les vende a crédito, para pagar en plazos pactados de acuerdo con sus posibilidades de pago. El esposo de Nerys pertenece al cuerpo de bomberos de la ciudad de Barranquilla y también vende extintores y ofrece el servicio de actualización de los mismos en varias empresas; como conoce a muchas personas que son empleadas de estas, les refiere a su esposa y poco a poco ha logrado también aportarle una nueva clientela al negocio de Nerys . Los fines de semana ella tiene otro negocio, que es la preparación y venta de hayacas de pollo, y/o cerdo y/o de tres carnes, los cuales vende entre sus vecinos. De lunes a viernes atiende un hogar de bienestar familiar, auspiciado por el estado nacional y da clases a mujeres lactantes, charlas de salud reproductiva femenina; ella se siente muy feliz con todas las actividades que desarrolla y se define como una amante del trabajo social. En la actualidad está aplicando a un credikiva, primer financiamiento, que hace a la Fundación Mario Santo Domingo, mediante el cual comprará ropa interior femenina, aprovechando que en sus catálogos aparecen con un descuesto especial y quiere seguir sorprendiendo a su clientela para fidelizarla.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 483
    View loans »
    Colombia Loans Fundraising
  • $15,253,675
    Funds lent in using Kiva
  • 1,772.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Nerys to buy women's underwear.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 29, 2012
Listed
Jul 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013