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Nanuli is 29 years old. She is married and lives in a small village of Sagarejo district with her family: her husband Shalva and their 7-year-old daughter, who studies in the village school. Shalva works as a private security guard and gets a salary. Nanuli has a milking cow; she milks it twice in a day and sells the milk in nearby villages. She also has a vineyard; she and Shalva produce wine in the autumn. They sell grapes and wine on the local market. The family's average monthly income is 700 Lari.

Nanuli requested a loan for purchasing three calves. She wants to raise them. After they are grown, Nanuli will be able to increase cheese production. She will sell more milk and cheese, and the family will get additional income. With increased income, she will be able to improve her family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Nanuli to purchase three calves.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 9, 2012
Currency Exchange Loss:
Feb 15, 2013