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Miss Nazia is 28 years old and she is unmarried. She has four members in her family. Her mother is an old lady and accompanies her during her meetings with vendors and workers in different cities, her brother is disabled, and her younger sister is studying in ninth grade.

Nazia works very hard to provide for her family. She is running her business of making laces for garments in Lahore, Pakistan. She collects the orders from the market and gets this work done by freelance workers by providing them with required raw material according to demand for the product.

She has requested a 20,000 Pakistan Rupee (PKR) loan for purchase of raw material, e.g., cloth, ribbons, thread, artificial pearls, etc. for making new styles of laces.

Nazia has applied for this first-time loan from Kashf Foundation. She has good contacts in the market and she can expand this business subject to availability of capital.

Nazia has a strong motive to build and expand her business to secure the financial stability of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Nazia to make laces for garments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 9, 2012
Currency Exchange Loss:
May 17, 2013