Omania has been active in farming at his rural home in Nyamira, South Rift, Kenya, where he lives with his wife and one child, aged 3 years. His eight years in farming has enabled him meet his family's basic needs.
His farm currently produces milk, vegetables, maize, and beans, which he sells to the local market. He manages his farm with the help of two farmhands. He runs a small agro-vet shop, mainly serving local dairy farmers, and he also makes building bricks, which he sells to residents doing construction.
Omania has made a loan request of 60,000 KES from Juhudi Kilimo. The money will help him construct a modern dairy unit and buy a power generator to help pump water for his animals and the farm in general. He is focusing on booting up his agro-vet business and buying more land in the future.
He notes that pests, drought, and hailstones are the occasional major challenges.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.