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Les Vainqueurs 2 Group
In this Group: Bernadette, Helene
Bernadette, age 40, is married, with three children, age 13 to 24. All three children are attending school. She also provides and cares for her father.

Bernadette is representing the Les Vainqueurs 2 group. She sells clothing in a local market. She has had this business for 30 years! She has gained many valuable customers over the years. She will use the loan to buy more clothing to sell. Her business strategy is to set her prices competitively against other sellers around her in the market.

Bernadette has received four previous loans from HOPE Congo. She has a good repayment record. She would like to become a large business owner, and she will continue to expand her business. She hopes to be able to help her children study abroad one day.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 523.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Les Vainqueurs 2 Group's $1,925 loan helped a member to pay for clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 9, 2012
Currency Exchange Loss:
Jan 15, 2013