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A 36-year-old married father of three sons, Natiq is an IDP living with his family in Bilasuvar IDP Settlement. He breeds cattle and sells milk and milk products as well as meat to local butchers. Natiq has more than 10 years of experience in this field, thanks to his father who taught him how to look after cattle.

Natiq usually buys calves, raising and fattening them in 5-6 months, then reselling them to butchers from his house. Milk and yoghurt he sells to the neighbors. His total income per month is180 AZN. His products are very popular in Azerbaijan, as people use meat in everyday national dishes such as pilau and dolma. As well, people always use yoghurt, considered a very healthy food.

In order to increase his income to cover the basic needs of his beloved children, Natiq is requesting a loan of 600 AZN to purchase three head of cattle, one milk cow, and fodder.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

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About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $1,275 helped Natiq to buy three head of cattle, one milk cow, and fodder.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 9, 2012
Currency Exchange Loss:
Aug 8, 2012