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Javier
Javier, 49, has lived for 20 years in the house he inherited from his mother in the town of Huancas. He lives with his two children, Luzmila and Melania. He became a widower 12 years ago and since then has worked hard to support his family. He says he has always liked to cook, and while his wife worked as a crop farmer, he ran a restaurant where they sold Chinese food. "In my best times it was one of the best restaurants, but when my wife died I had to close it", he says with melancholy. So just a few months ago, he opened the business that he likes so much again, but now he only sells on weekends from home to the local people. He hopes to raise enough money, 5,000 PEN, to open a restaurant in the center of town.

He belongs to the communal bank "Cruz de espinas" and this is his second loan through MFP. Over the past few years he has earned a profit through his business, so he is very grateful. He is committed to paying back the loan on time and is glad to belong to his group because they support each other and are like a family.

Javier will use the loan to buy ingredients for the food he makes, such as onions, rice, sugar and eggs.
View original language description ↓
Javier tiene 49 años. Vive, desde hace 20 años, en la casa que heredó de su madre en la localidad de Huancas; junto a sus dos hijos: Luzmila y Melania.
Hace 12 años que enviudó, desde ese entonces ha trabajado duro para mantener a su familia. Cuenta que siempre le gustó cocinar, su esposa se dedicaba a trabajar como peón en diversos sembríos, mientras él cuidaba de su restaurante, donde vendían comida china. “En mis mejores tiempos, era uno de los mejores restaurantes, cuando mi esposa murió tuve que cerrar”, cuenta con melancolía. Es así que hace pocos meses, retomó el negocio que tanto le gusta, por ahora solo vende los fines de semana en su casa a los pobladores de su localidad. Pero espera reunir lo suficiente, 5 mil soles, para volver a tener su restaurante en el centro de la ciudad.

Él pertenece al grupo solidario “Cruz de espinas” y este es su segundo crédito con MFP. En estos años de trabajo, obtuvo buenos resultados en su negocio, por lo que se encuentra agradecido. Por ello promete ser puntual con sus cuotas, ya que le agrada pertenecer a su asociación, pues se apoyan y son como una familia.
Javier invertirá este dinero en la compra de insumos para sus comidas; como cebolla, arroz, azúcar y huevos.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Javier to buy supplies and ingredients for the food he makes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2012
Listed
Jul 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013