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Margarita
Margarita is 23 years old. She has lived alone for 3 years in a rented house in the Ataura area.

The challenge that she has to face is very great. She left home to go to school and prepare for a career. With her work she pays for her studies in education at a local university. Maintaining her finances is very difficult, and so she works on small projects on a temporary basis, and from this she obtains a stable income. Furthermore, her principal business activity is centered on buying and selling cheese, meat, and milk products in the capital of the country, where she travels every Friday and returns every Sunday. Her work is of vital importance, since on those days she obtains the greater part of her monthly earnings. "There are days in which I have orders, and I only need to deliver the products, because they are already paid for," she confirms.

She has just joined the communal bank "Nuevo Amanecer" (New Dawn). This is her first loan with MFP, and for this reason she promises to be punctual in her payments.

Margarita will invest the money in the purchase of more cheese and meat to fill the orders of her customers.
View original language description ↓
Margarita tiene 23 años. Vive sola, desde hace 3 años, en una casa alquilada en la localidad de Ataura.
El reto que tuvo que enfrentar es muy grande, salió de casa para estudiar y ser profesional, con su trabajo paga sus estudios de Educación en una universidad de su localidad. Mantener su economía es muy difícil, por eso trabaja en pequeños proyectos de manera momentánea, de donde obtiene un ingreso económico estable. Más su principal actividad económica se centra en la compra y venta de queso, carne y productos lácteos en la capital del país, a donde viaja cada viernes y regresa los domingos. Su trabajo es de vital importancia, ya que en esos días obtiene la mayor parte de sus ganancias del mes. “Hay días en las que ya tengo pedidos, solo tengo que llevar los productos, porque ya están pagados”, afirma.

Ella acaba de ingresar al banco comunal “Nuevo amanecer” y este es su primer crédito con MFP, razón por la que promete ser puntual en el pago de sus cuotas.
Margarita invertirá el dinero en la compra de más queso y carne para abastecer el pedido de sus clientes.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Margarita to buy more cheese and meat to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2012
Listed
Jul 12, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013