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Koim, age 39, is very hardworking and has been operating a rice farming business as the family's source of income. Her four children serve as her motivation in pursuing her farming business. She has been in this field for many years and earns around 2.50 USD per day. She has a strong determination to succeed in her business and support her children's education. She wants to help them achieve at least a high school level of education.

Koim has inadequate capital to invest in her farming business, so she is asking for a loan in the amount of 1,500,000 KHR to purchase fertilizers and pay for labor costs incurred in transplanting rice. Koim will be able to ensure a high rice production through her hard work and the help of the loan. She is confident to pay back her loan with her generated income in the coming harvest season.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,098.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Koim to purchase fertilizers and pay for labor costs incurred in transplanting rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 9, 2012
Currency Exchange Loss:
Jul 24, 2013