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Neiba Mariana
The members of the November 4th Communal Bank meet every 15 days in the lowlands of Montecristi, a city that is known for a large diversity of traditional products such as the Panama hats that are famous both within and outside of the country.


It is in this place that one can meet Sra. Neiba. She is 38 years old, married, but has no children. Her husband is a merchant.


Neiba is a good wife who helps her husband by contributing to the household expenses. She is taking out a loan so that she can invest in his business of selling fruits and legumes. Neiba says that her husband has a stand at a market in Manta where he works every day from 5am to 4pm. He has been in this business for more than eight years. Neiba also manages a small grocery store from her home so that she can earn some extra money of her own.


This loan will be used to buy fruits, legumes, and groceries to restock her store. She has been with the Communal Bank from the beginning. Neiba is the group treasurer and she enjoys being a member because one of the loans was used to start her business. Her dream is to continue growing her business, which is still very small.

View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su gran diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal 4 De Noviembre.

En este lugar conocimos a la señora Neiba, tiene 38 años de edad, está casada pero aun no ha podido tener hijos. Su esposo es comerciante.

Nuestra amiga como buena esposa que es para ayudar a su esposo y con esto contribuir con los gastos del hogar, realiza el crédito para que el invierta en su negocio, el se dedica a la venta de frutas y legumbres, nos cuenta ella que su esposo tiene un puesto en el Mercado de Manta, allí el trabaja todos los días desde las 05h00 hasta las 16h00 y lleva más de 8 años con este negocio, ella por su parte en su casa también tiene una pequeña tienda de víveres en la cual se gana algo extra por su cuenta.

Este crédito es para comprar frutas, legumbres y víveres para surtir la tienda. Esta desde el inicio en el Banco Comunal, es la tesorera del grupo y le gusta porque con uno de los créditos empezó su negocio.

Su sueño es seguir aumentado su negocio que aun e muy pequeño.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,419,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Neiba Mariana to buy fruits, legumes, and groceries.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 17, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012