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Javier Fabian
The members of the November 4th Communal Bank meet every 15 days in the lowlands of Montecristi, a city that is known for a large diversity of traditional products such as the Panama hats that are famous both within and outside of the country.


It is here that one can meet Sr. Javier. He is a hardworking young man who hopes to provide for a family of his own someday. He is 25 years old, single, and currently lives at his parents’ house.


Javier engages in trade, specifically the sale of fruit. This involves going out to the fields to collect his inventory from the farmers and taking it to a market in Manta, where people come every day to shop. He conducts this business on the weekends.


Javier also works from home making figurines out of tagua (a natural substitute for ivory). He then sells these items at the beaches of Manta, but he also travels to Ambato to sell his products to tourists and people from other places who appreciate this type of work.


This loan will be used to buy oranges and papayas, as well as tagua and other materials for making his figurines. Javier has been with the Communal Bank for one year and enjoys being a member because of the assistance the loans have provided. His dreams are to own a home and to continue working in order to have a better future.

View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su gran diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal 4 De Noviembre.

Aquí conocimos al Señor Javier, él es un joven muy trabajador que espera con su trabajo ofrecer algo a su familia cuando decida formarla, tiene 25 años de edad, está soltero y en la actualidad aun vive en la casa de sus padres.

Nuestro amigo se dedica al comercio, vende frutas y para esto el primero se desplaza a los campos a recolectar de los agricultores sus productos para luego llevarlos al mercado de Manta donde vende sus productos a las personas que asisten todos los días hasta este lugar para realizar sus compras diarias, esto lo realiza los fines de semana. También en su casa el elabora figuras en tagua, las mismas que luego las lleva a vender en las playas de Manta y también viaja hasta Ambato donde vende sus productos a turistas y personas de estos lugares que aprecian sus obras.

Este crédito es para comprar naranjas, papayas, tagua y otros materiales que utiliza para elaborar sus obras. Lleva un año en el Banco Comunal y le gusta por la ayuda que le brindan con los créditos.

Sus sueños son tener su casa propia y seguir trabajando para tener un mejor porvenir.

About Ecuador

  • $10,200
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Javier Fabian to buy oranges and papayas, as well as tagua and other materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 16, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012