Update on Julio CesarJulio Cesar is married, is 28 years old, and has a baby daughter. He is a physical education teacher who teaches all types of sports and is also a referee for a variety of sporting events. He has three years of experience in this profession.
He is requesting a loan that will serve to buy supplies to sell food and drinks. Due to his need for another little more income and to improve his living conditions, he will buy vegetables, condiments, meat, milk, chocolate, etc.
In the future, he hopes to provide the best for his daughter and his family.
Solicita un préstamo que le servirá para la compra de insumos para la venta de comida y bebidas, ya que debido a la necesidad que tiene de tener otro poco de ingreso y mejorar su condición de vida, va a comprar verduras, condimentos, carnes, leche, chocolate, etc. Espera en el futuro darle lo mejor a su hija, y en si a su familia.
Previous Loan DetailsJulio Cesar is 27 years old and single. He is a physical education teacher who teaches all types of sports and is also a referee for a variety of sporting events. He has two years of experience in this profession. He decided to request a loan to buy a computer for personal use, since he needs to… More from Julio Cesar's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Jun 7, 2012
- Aug 1, 2012
- Currency Exchange Loss:
- May 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.