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Julio Cesar

Update on Julio Cesar

Julio Cesar is married, is 28 years old, and has a baby daughter. He is a physical education teacher who teaches all types of sports and is also a referee for a variety of sporting events. He has three years of experience in this profession.

He is requesting a loan that will serve to buy supplies to sell food and drinks. Due to his need for another little more income and to improve his living conditions, he will buy vegetables, condiments, meat, milk, chocolate, etc.

In the future, he hopes to provide the best for his daughter and his family.
View original language description ↓
Julio Cesar está casado, tiene 28 años de edad, tiene una hija nena, es maestro de educación física, se dedica a impartir enseñanza sobre curso de deportes y también es arbitro en las diferentes ramas deportivas, tiene 3 años de experiencia en esta profesión.

Solicita un préstamo que le servirá para la compra de insumos para la venta de comida y bebidas, ya que debido a la necesidad que tiene de tener otro poco de ingreso y mejorar su condición de vida, va a comprar verduras, condimentos, carnes, leche, chocolate, etc. Espera en el futuro darle lo mejor a su hija, y en si a su familia.

Previous Loan Details

Julio Cesar is 27 years old and single. He is a physical education teacher who teaches all types of sports and is also a referee for a variety of sporting events. He has two years of experience in this profession. He decided to request a loan to buy a computer for personal use, since he needs ... More from Julio Cesar's previous loan »

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Guatemala

  • $5,300
    Average annual income
  • 125
    View loans »
    Guatemala Loans Fundraising
  • $10,890,350
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Julio Cesar to buy supplies to sell snacks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Aug 1, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Julio Cesar. It was first posted on Kiva on Jun, 2011. Learn More