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Unión Y Prosperidad  (Cuenca) Group
In this Group: María Lourdes, Silvia Margarita, María Flora, Manuel Francisco , Ana Margarita, Blanca Alejandrina, María Leticia, María Dolores
The communal bank, "Unión y Prosperidad" (Union and Prosperity), consists of 7 members and 1 partner who live in the parish Zhidmad in Cuenca. This parish is characterized by cold weather and has lush vegetation, where one can enjoy the peace that nature gives us. Its people are of a very warm heart, devoted to work in agriculture, animal husbandry, and trade. Many people work in the city doing different activities that allow them to improve the economic security of their homes. They still retain the culture and traditions of their people.

One of the members of this group is the Blanca. Blanca is 32 years old, married and in her union conceived 6 children, who are 14, 13, 11, 9, 7 and 2 years old. Her first two daughters are studying in high school and three of her children are in a small school in the neighborhood. Her husband works as a sawyer (in a sawmill), and the house in which they live is their own.

Blanca is is responsible for household chores and caring for their children. She also raises guinea pigs, chickens and cattle to sell in the community. Her other occupation is agriculture, what she harvests is only for home consumption.

This is the first loan she is requesting from the communal bank, from which she was invited by her brother. This loan is going to be invested in the purchase of fertilizer for her pastures,and seeds and food for their animals.

Her goal is that her children become good professionals.

In the picture with the group is the husband of one of the members; he is the man in a white shirt.
View original language description ↓
El banco comunal Unión y Prosperidad está formado por 7 socias y 1 socio quienes viven en la parroquia Zhidmad en Cuenca, esta parroquia se caracteriza por tener clima frió y goza de exuberante vegetación, en donde se disfruta de la paz que la naturaleza nos regala. Su gente es de un corazón muy cálido, se dedican a laborar en la agricultura, cría de animales, al comercio y muchos laboran en la ciudad ejerciendo diferentes actividades las que le permiten mejorar la económica de sus hogares. Aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Blanca, tiene 32 años, es casada y en su unión conyugal ha concebido 6 hijos de 14, 13, 11, 9, 7 y 2 años de edad, sus dos primeras hijas están estudiando en el colegio y tres de sus hijos se encuentran en una escuelita de la localidad. Su esposo labora como aserrador, la casa en la que viven es de su propiedad.

La Señora. Blanca se dedica a los quehaceres de su hogar y a cuidar a sus hijos, también cría cuyes, gallinas y ganado a los que los vende en su comunidad. Otra de sus ocupaciones es la agricultura, lo que cosecha es solo para el consumo de su hogar.

Este es el primer crédito que realiza en el banco comunal al cual fue invitada por su hermano, su crédito lo va a invertir en la compra de abono para sus potreros, semillas, y alimento para sus animales.

Su meta es que sus hijos lleguen a ser buenos profesionales.

En la foto nos acompaña el esposo de una de las socias, es el señor que viste una camisa blanca.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Unión Y Prosperidad (Cuenca) Group's $1,900 loan helped a member to buy fertilizer, seeds, and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jul 12, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013