Update on Ana JuliaAna has decided to request a new loan because she is in the process of cultivating a block of land for corn. For this she needs to buy supplies for fertilizer, herbicides and laborers that are necessary for the cultivation to prevent plagues and to improve his production.
She says that she has increased her production of basic grains with the previous loan, using these agricultural supplies. This allowed her to generate earnings through sales and has improved her situation in the family by generating greater earnings.
Ella manifiesta haber aumentado la producción de granos básicos con el préstamo anterior, aplicando estos insumos agrícolas y le permitió poder generar ingresos a través de las ventas, ha mejorado su situación en la familia generando mejores ingresos.
Previous Loan DetailsAna lives with her mother and four siblings. They are farmers. With the help of her mother and siblings she grows corn and beans year after year. She herself has four years experience. She is applying for a loan to buy materials she will use for planting, such as fertilizer, herbicides, and ... More from Ana Julia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Jun 20, 2012
- Jul 12, 2012
- Currency Exchange Loss:
- Jun 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.