Gs Colinas De Guambuco Group
Wilfredo is requesting a loan to maintain his coffee plantation. He will buy fertilizers and pesticides, and pay laborers to improve the productivity of his farm because, owing to a lack of money, he has not been able to provide it with adequate maintenance. With the support of this loan, Wilfredo will enjoy a better coffee production which will allow him to make better income with which to cover his household expenses and provide his family with a better quality of life.
Wilfredo and his wife have worked very hard to build up their family assets because you have to work very hard in this business. One of Wilfredo's dreams is to have one of the best farms using modern technology in his area. This will make him more money so that he can provide his family with a better quality of life.
Wilfredo and his fellow coffee growers came together to form a group so that they could request a loan to improve their farms. The other members are Olman and Luís. They both grow coffee on their own land and have a lot of experience in running their farms.
Danli El Paraíso, Honduras - June 2012
Don Wilfredo esta solicitando el préstamo para el mantenimiento de su finca de café para compra de fertilizantes, plaguicidas y pago de empleados, para mejorar la productividad de su finca ya que por la falta de financiamiento no le ha podido dar el mantenimiento adecuado, con el apoyo solicitado del préstamo que reciba don Wilfredo, le contribuirá a tener una mejor producción de café en su finca, y así obtener mejores ingresos para cubrir los gastos en el hogar y darle una mejor calidad de vida a su familia.
Don Wilfredo junto a su esposa han trabajado muy duro para contar con el patrimonio familiar ya que en esta actividad se tiene que trabajar muy duro, uno de los sueños de don Wilfredo es tener una de los mejores fincas tecnificadas de la zona lo que le generaría recursos para darle una mejor calidad de vida su familia.
Junto a sus compañeros caficultores se asociaron para formar un grupo con el fin de solicitar un crédito para mejorar sus fincas siendo los demás integrantes. Olman y Luís todos ellos productores de sus propias parcelas contando con mucha experiencia en el manejos de sus fincas.
Danli El Paraíso, Honduras - Junio 2012
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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