Flor Naciente Group
Patricia has been a member of Pro Mujer for four loan cycles. She joined through an invitation from a friend who is a member of the institution. She currently has a business selling fruit. She says that she has been in this business for years. She started out supporting her mother and then started her own business in the same field.
Patricia will use the loan that she is taking out to expand her merchandise (buying fruit). She will buy her products on the border between Bolivia and Peru and then sell them in the street markets in the city of La Paz. This work allows her to make income with which to support her family. Patricia is single and has one daughter.
When asked what she likes about Pro Mujer, Patricia replied that she likes the guidance that members receive.
La señora Patricia, indica que hace cuatro ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es clienta en la institución. En la actualidad ella tiene un negocio de venta de frutas, ella cuenta que inicio este negocio hace años, apoyando a su madre en este negocio, posteriormente ella inicio su propio negocio en el mismo rubro.
El crédito que ahora sacará es para la ampliación de su mercadería (compra de frutas.) mismo que adquirirá de las fronteras de Bolivia y Perú, posteriormente lo venderá en las ferias de la Ciudad de La Paz. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene una hija.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta la orientación que reciben las socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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