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Esperanza 2006 Group
In this Group: Ines Martha, Carmen, Silvia Alejandra, Marias , Karen Fabiola, Mamerta Maximo, Lucia Julia, Pamela Guadaluape , Elena , Tomasa , Huallpa Ruth, Victoria
The “Esperanza 2006” (Hope 2006) communal bank will start the 15th cycle in Pro Mujer as part of the Los Andes Focal Center. It has 12 members led by a governing board headed by Inés, the President. The members of the communal bank are in a variety of businesses among which we have: construction worker, ‘salchipapas’ [fried potatoes with fried sausages] stand, clothes sales, grocery sales, seedlings sales, plastics sales, photocopying services, neighborhood store, furniture sales, glove sales, minibus attendant and shoe sales.

Inés indicates that she’s been in Pro Mujer for 11 cycles having joined thanks to an invitation from a girlfriend who is a client of the institution. She currently has a grocery store that she started years ago distributing sugar; later on she set up space for her sales.

The loan she’ll take out now is to expand her merchandise. She will buy sugar, rice, noodles, etc. from suppliers in the city of El Alto that she’ll subsequently resell in street markets in the city of El Alto. This way of working allows her to generate income to support her family as well as possible since she’s single and has six children.

When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit.
View original language description ↓
La A.C. “ESPERANZA 2006” iniciará el decimo quinto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por doce integrantes y está dirigida por una mesa directiva donde la señora Inés es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: albañil, kiosco de salchipapas, venta de ropa, venta de abarrotes, venta de plantines, venta de plásticos, servicio de fotocopiadoras, tienda de barrio, venta de muebles, comerciante de guantes, ayudante de minibús, venta de calzados.

La señora Inés, indica que hace once ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es clienta en la institución. En la actualidad ella tiene un negocio de venta de abarrotes, ella cuenta que inicio este negocio hace años, mediante la distribución de azúcar, posteriormente estableció un espacio de venta.

El crédito que ahora sacará es para la ampliación de su mercadería (compra de azúcar, arroz, fideo, etc.) mismo que adquirirá de las distribuidoras de la ciudad de El Alto y posteriormente lo venderá en las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene seis hijos.

Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 86
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza 2006 Group's $6,175 loan helped a member to buy sugar, rice, noodles, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2012
Listed
Jul 12, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2013