Emmanuel is a married man living in Fort Portal, Uganda. He has personal goals of educating his children, building a permanent home, and buying a car. He is a farmer and he started by farming on the family land but later bought his own. His main hardships are customers not paying on time, seasonal weather, and high fuel and transportation costs. He has a vision of buying land to grow more crops and hiring employees to to help expand his farming activities. Emmanuel needs a loan to pay workers who are preparing his land for the next planting season.