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Marie Christelle
Marie Christelle is a 49-year-old married mother of four children aged 9 to 24. She runs a phone use and credit center where she also sells fruits. She has been conducting her business for two years in a district of the capital to help support her family.

She currently buys and sells phone credit units at retail, and her profit margin is rather low. She would like to buy them wholesale, and sell at retail and wholesale to increase her profits. She also wants to increase her stock of fruits (mangoes, mandarins, oranges) depending on the season.

With the profits earned through this loan, she plans to bolster her working capital (reinvesting in her activity by raising the phone communication credit fee) and to help her husband to provide for the family’s daily needs.
Marie Christelle une femme agée de 49 ans mariée, mère de 4 enfants dont l'age varie entre 9 et 24 ans . elle exerce son activité à savoir un centre d'appel téléphonique et de transfert de crédit et aussi la vente des fruits au meme comptoir dans un quartier de la capitale depuis 2 ans déjà pour pouvoir subvenir aux besoins de sa petite famille. Actuellement, elle achète et vend les unités pour appels téléphoniques en détail et sa marge bénéficiaire n'est pas élévée. Elle souhaiterai acheter ses unités en gros pour vendre non seulement en détail, mais aussi en gros ce qui lui donnera plus de benéfices. Elle veut aussi augmenter le stock des fruits qu'elle vend sur le même comptoir (mangues et mandarines, oranges) en fonction des saisons.Le Benefice tiré de ce crédit, lui permettra d'augmenter à nouveau son fonds de commerce(réinvestir dans son activité en augmentant le montant du crédit de communication) et d'aider en partie son époux à subvenir aux besoins quotidiens de leur petite famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,421
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,173,050
    Funds lent in using Kiva
  • 520.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Marie Christelle to buy fruits and phone credit units.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2012
Listed
Jul 5, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013