Ramiro de Jesús starts to sell his product at 3am. Most of his demand comes from customers who buy at wholesale and retail. He closes at 7pm according to how much movement there is. He’s located in one of the markets in the city of León. He does this type of work in order to support his family.
He’s asking for this loan to buy entire banana harvests at wholesale. Ramiro feels very happy with the loan Ceprodel has granted him because it’s made it possible for him to buy better quality bananas and to improve his own production.
Ramiro de Jesús, inicia a ofertar su producto desde las 3:00 am, su mayor demanda son clientes que compran al por mayor y al detalle, cierra su negocio hasta las 7:00 pm según su movimiento y está ubicado en uno de los mercado de la ciudad de León. El señor realiza este tipo de trabajo para el sustento de su familia.
El señor solicita este crédito que será utilizarlo para la compra de cosechas de plátanos al por mayor.
Ramiro se siente muy conforme con el crédito que le ha brindado CEPRODEL ya que le ha permitido comprar cosechas de plátano de mejor calidad y mejorar su propia producción.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.