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Update on Mariam

Mariam is taking out another loan to start another business. She is grateful for the previous loans as she says that she has been able to save and start this current business. She has started a tailoring business. However, she continues to sell cloth and coconuts from her home. She has a small cloth shop where she works hard every day.

She started in this line of work with a friend who taught her how to sew. Her cousin helps her at times in her daily work. She is requesting a loan of Ksh 80,000 to purchase bundles of cloth, sacks of coconuts, and two sewing machines. She thanks Kiva and Yehu for the opportunity she is receiving, because it will be a great help to her.

Previous Loan Details

Mariam is a married woman with one child who is still too young for school. She lives in a rental house that has electricity and piped water. Her greatest monthly expense is high cost of transportation. For the past six years, she has operated a "kikoi" (traditional African cloth) sales busin... More from Mariam's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 981
    View loans »
    Kenya Loans Fundraising
  • $43,091,150
    Funds lent in using Kiva
  • 83.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Mariam to purchase bundles of cloth, sacks of coconuts, and two sewing machines.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jul 8, 2012
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Mariam. It was first posted on Kiva on Jun, 2011. Learn More