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Sumangul Abdulloevna D. lives in the Vahdat region. She is 43 years old, married and has three children. She has secondary education. Sumangul has been in the clothing retail business for the past 9 years. She has a vendor space on the market in Vahdat. Her small business profits allow her to support and take care of her children. At this time, she wants to buy seasonal clothing and needs a loan. By increasing the variety of her merchandise, she will have better profits. She will also provide the residents with a quality and inexpensive merchandise. Sumangul plans to pay off the loan within 9 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Давлатова Сумангул Абдуллоевна проживает в районе Вахдат. Ей 43 года, замужем, имеет 3 детей.Образование среднее. Сумангул уже 9 лет занимается купле продажей одежды. На рынке города Вахдат она имеет торговую точку. От прибыли , которую приносит ее небольшой бизнес Сумангул может воспитывать и растить своих детей. В данное время клиентка хочет закупить сезонную одежду и поэтому решила взять кредит . Увеличив ассортимент товара Сумангул может получить хорошую прибыль.Тем самым предоставит жителям Вахдата качественную и не дорогую продукцию. Сумангул планирует погасить кредит в течении 9 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 159
    View loans »
    Tajikistan Loans Fundraising
  • $29,643,975
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Sumangul to increase the variety of merchandise.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 5, 2008
Jun 4, 2008
Currency Exchange Loss:
Feb 15, 2009