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Marcelino is the father of 2 children who go to school. He lives in his own home and also supports his mother by sending her money for food. He is a member of the military in the Ministry of Defense. He will use this loan to buy construction materials (door frames, sand, cement, stone, iron, etc.) to keep working on his home. In the future, he hopes to rise in rank and to finish and furnish his home. To do this, he promises to pay off his loan on time to be able to request more from Hluvuku. His challenge is to finish his home and to seal it to offer better comfort to his family.
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Casado e pai de 2 filhos que frequentam a Escola, vive na casa própria e sustenta sua mãe enviando alguma ajuda para alimentação.
É militar e quadro do Ministério da Defesa, com o presente empréstimo pretende comprar material de construção (aros para portas, areia, cimento, pedra, ferro e outros) para dar continuidade com a construção da sua casa.
No futuro deseja crescer de categoria, concluir e mobilara a casa, para tal compromete-se a pagar o empréstimo devidamente para solicitar mais a Hluvuku.
O desafio é terminar a sua obra, vedar e oferecer melhor conforto a sua família.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 133
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD
A loan of $1,025 helped Marcelino to buy construction materials (door frames, sand, cement, stone, iron, etc.).
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jul 4, 2012
Currency Exchange Loss:
Aug 3, 2012