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Phuong's Group
In this Group: Phuong, Lam, Thu, Thuy, Huong
Mrs Phuong was born in 1982. She has two children who are both little. Her husband and she sell beer and beverages for a living. They earn 15,000,000 VND per month. She has taken part in the credit program of SEDA since 2011. The last cycle, she borrowed 5,014,000 VND and repaid this loan on time. In this loan cycle, she wants to borrow 6,322,000 VND to enlarge her business of selling beer and beverages. She hopes the benefit will help her to let all of her children go to school.

Mr Lam has a child. He is a carpenter. He wants to borrow 5,886,000 VND to buy carpentry machines to support his job.

Mrs Thu has two children. She has a barber shop. She wants to borrow 5,886,000 VND to buy barber tools for her shop.

Mrs Thuy has a child. She has a small beverage stall. She wants to borrow 5,886,000 VND to upgrade her stall.

Mrs Huong has two children. She wants to borrow 5,886,000 VND to support her teaching job.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $14,818,000
    Funds lent in using Kiva
  • 20,870.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Phuong's Group's $1,400 loan helped a member to enlarge her business of selling beer and beverages.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Aug 1, 2012
Currency Exchange Loss:
Jun 17, 2013