Haning is a thirty-year-old, married man with four children. He lives in Kasese, Uganda. He has been running a retail shop for one and a half years. He started with 500,000 shillings and now has 1,900,000 shillings as working capital. His biggest challenge is inadequate capital to purchase stock. His personal goal is to educate his children and his business goal is to expand his business into new markets. Haning would like a loan to buy sugar and salt for resale.