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Garik is involved in cattle breeding. He runs a farm, where he raises 10 cows and four calves. Garik gathers his income from selling the milk to a local milk factory. Garik would like to increase the number of cows and receive more milk. He also wants to purchase two young pigs and start pig breeding. This will also bring him income from the meat sales.

Garik lives with his mother and 22-year-old sister. Expanding the farm will allow this young farmer to support his family and have sufficient means to start his own family in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 150
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Garik to pay for a cow and two young pigs.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 8, 2012
Currency Exchange Loss:
Jul 17, 2015