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Manishak is involved in agriculture. She runs a farm, where she grows a large variety of vegetables (potatoes, beans, onions, carrots and garlic), barley, wheat and also grows many fruit trees. Manishak's husband helps her with daily agricultural activities. Manishak has applied for this loan to start the land cultivation. In particular she plans to purchase 750 kg of barley seeds, 1200 kg of potato seeds, fuel and 25 bags of fertilzier. The fuel and fertilizer will be uses not only for barley and potato cultivation, but also for autumn sowing, when she will cultivate the wheat.

Manishak lives with her husband and school-age daughter. Her two elder daughters are married and live apart. Manishak's elder son has left to go abroad to work and support the family, and her younger son serves in the army at present. Manishak wishes to cultivate more land and start raising cattle, too. This is important her for to have enough income, so that her son will come back and get involved in agriculture, too. Manishak greatly evaluates the role of this loan for realization of her purpose.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Manishak to pay for barley and potato seeds, fertilizer and fuel.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 4, 2012
Jul 11, 2012
Currency Exchange Loss:
Jul 17, 2014