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Juliana's goal in life is to provide a good education for all her children and to have a successful life. She has six children, but unfortunately not all of them had the opportunity to finish a degree because of financial difficulty. Some of them got married after finishing high shool. She feels guilty about this, but she still determined to help them in times of need.

Juliana and her spouse manage a hectare corn field, which they plant and harvest to sell for income. They have been doing this for over 15 years. The income from the business goes for meals, bills at home and revolving capital for the next planting season.

Juliana hopes to produce an abundant harvest but she has insufficient funds now. She is asking for a loan of PHP 40,000 to buy fertilizers and herbicides for use in farming. Her photo was taken outside her home as she was on her way to the cornfield.

With continuous hard work, determination and patience, Juliana believes to achieve economic stability someday.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1608
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Juliana to buy fertilizers and herbicides used in farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 5, 2012
Aug 1, 2012
Currency Exchange Loss:
Jan 19, 2013