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Francisco Andrés
Francisco owns a grocery store located in the community of San Pablo. He’s been in business two years. He opened the store thanks to economic support from his parents. He is a computer programmer but has decided to work for himself due to the lack of employment opportunities in our country. Nevertheless, he has a strong spirit of self-improvement and he believes that this loan will open the opportunity to continue obtaining loans to develop his commercial activity taking it to another level.
View original language description ↓
El señor francisco, es propietario de una pulpería ubicado en la comunidad de san pablo, tiene dos años de dedicarse a esta actividad, estableció su negocio gracias al apoyo económico de sus padres, el es ingeniero en sistemas y ha decidido en trabajar por cuenta propia por la falta de oportunidad de empleo en nuestro país, sin embargo tiene un alto espíritu de supera ración y cree que este crédito le abrirá la oportunidad de seguir obteniendo financiamientos para desarrollar su actividad comercial y llevarlo a otro nivel.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Francisco Andrés to buy stock merchandise for his store.
100% repaid
Repayment Term
34 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 11, 2012
Currency Exchange Loss:
Jul 18, 2014