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Rnald
Ronald, 30, lives with his wife and 3-year-old son in the beautiful city of Cartagena de Indias, on the Caribbean coast, one of the most beautiful tourist areas in Colombia. It is well-known for having one of the main naval bases of the country, and for its historic-artistic heritage that ranges over the Carthaginian, Roman, and Byzantine eras, with military buildings both modern and contemporary, as well as neoclassic and modernist. In this fantastic place, he has a modest repair shop where he maintains and repairs motorcycles. Through his business he earns enough to support his family and also pays two hired workers. His main customers are motorcycle-taxis and workers who use a motorcycle for their job.

In his workshop, Ronald has the necessary equipment to carry out his trade with quality. His goal is to have a spare parts warehouse where his customers can buy what they need to keep their vehicles in good condition. His main challenge is not having enough working capital to respond to his immediate needs toward that goal. This is why Ronald is requesting a CrediKiva loan, so he can buy a display case, oil, grease, tires and spare parts in general. He believes the investment will be successful because it will allow him to meet the demand and keep his customers from having to go elsewhere to buy parts to keep their vehicles in perfect running order, or as they say on the coast, "Como una Uva" (to be in shape).
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Ronald de 30 años, vive con su cónyuge y su hijo de 3 años de edad , en la hermosa ciudad de Cartagena de Indias, lugar ubicado a orillas del Mar Caribe, uno de los sitios turísticos mas hermosos de Colombia y muy reconocido, pues tiene una de las principales bases navales del país y por su patrimonio histórico-artístico, que abarca de vestigios de época cartaginesa, romana, bizantina, edificaciones de carácter militar de época moderna y contemporánea, así como también edificios neoclásicos y modernistas. Allí en este fantástico lugar, tiene su modesto taller donde realiza mantenimientos preventivos y reparación de motocicletas; negocio con el cual genera el sustento de su familia y también los ingresos de dos empleados, que de esta actividad se derivan. Sus principales clientes son los moto taxistas y trabajadores de empresas, que utilizan la motocicleta como su medio de producción de ingresos, a quienes les realiza el servicio de mantenimiento y reparación de contado. En su taller Ronald cuenta con el equipamiento necesario, para realizar con calidad este oficio. Su meta es tener un almacén de repuestos, donde sus clientes puedan adquirir lo que requieran para que sus vehículos estén en buen estado y su principal desafío es no tener el capital de trabajo suficiente, para responder de manera inmediata a esta meta. Esta es justamente la razón por la cual, Ronald acude a un credikiva, mediante el que comprará una vitrina, aceite, grasa, neumáticos y repuestos en general, inversión que proyecta ser exitosa, porque genera posibilidad de responde a la demanda, en tanto a que sus clientes deben ir a otros lugares no muy cercanos, en la búsqueda de los repuestos para que su vehiculo esté en perfectas condiciones y como dicen en la Costa “Como una Uva” .

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 582
    View loans »
    Colombia Loans Fundraising
  • $14,702,900
    Funds lent in using Kiva
  • 1,776.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Rnald to buy a display case, oil, grease, tires and spare parts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2012
Listed
Jul 11, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013