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Roger Alejandro
Roger Alejandro is an enterprising person. At present, he has his own establishment but previously sold his merchandise in the street. He works six days a week, from six in the morning until three in the afternoon. He is engaged in the business of selling meals and offers a variety of foods. In the morning, he sells “leche agria” (a fermented milk product), sandwiches, and coffee. In the afternoon, he sells delicious lunches such as fried chicken, roasted meat, enchiladas, soda, and natural soft drinks. He has two daughters, ages three and nine, who attend school. He works with his wife, who prepares the meals. Roger serves the customers and makes the daily purchases for his business. In the photo, he appears at his business with a dish of “gallo pinto” (rice and beans) with cheese, avocado, and fried bananas, a typical Nicaraguan dish. He is frying meat on the grill in the artisanal kitchen.

He has been a client of the institution since 2007. He used the earlier loans to invest in establishing a fixed location as he previously sold his merchandise in the street. He has qualified to receive loans based on his ability to pay. He is applying for a loan from our institution to invest in working capital. He will purchase rice, oil, sugar, meat, and soda in order to prepare a larger quantity of meals and offer more variety to his customers. Also, he wishes to repair the roof of his business because it rains heavily during the winter season, and customers don’t come for fear of getting wet. He is grateful to Ceprodel and Kiva for placing their trust in him. Through means of the loans, he has expanded his business and made home improvements. This has allowed him to sustain his home and have better living conditions for himself and his family.
View original language description ↓
El señor Roger Alejandro es una persona emprendedora. Actualmente tiene su propio establecimiento, antes vendía de forma ambulante. Labora seis días de la semana, desde las seis de la mañana hasta las tres de la tarde, en su negocio venta de comida el cual consiste en ofrecer una variedad de alimentos, por la mañana, como leche agria, sándwich, café. Por la tarde con deliciosos almuerzos, como pollo frito, carne asada, enchiladas, gaseosas, refrescos naturales, tiene dos hijas una 3 años y otra de 9 años la cual asiste a la escuela, el trabaja en conjunto con su esposa quien es la que prepara la comida, Roger brinda atención a sus clientes y realiza las compras diarias para su negocio. En la foto el aparece en su negocio con un plato de gallo pinto (arroz con frijoles) con queso, aguacate y plátanos fritos, una comida típica de Nicaragua. Esta asando carne en la parrilla en la cocina artesanal.

Ha sido cliente de la institución desde octubre del 2007, los prestamos anteriores los ha utilizados en la inversión de tener un lugar fijo, antes vendía de forma ambulante, y ha recibido créditos que el pueda pagar según su capacidad de pago. Solicita el préstamo a nuestra institución para invertir en capital de trabajo, para la compra de productos como arroz, aceite, azúcar, carne, gaseosas para hacer más cantidad de comida, ofrecer variedad a sus clientes. También, quería reparar el techo de su negocio por que en época de invierno hay mucha lluvia, y no llegan clientes por temor a mojarse. Se siente agradecido con ceprodel y Kiva, por la confianza depositada en el, por medio de los prestamos a incrementado su negocio y ha mejorado su vivienda esto le ha permitido llevar el sustento a su hogar y tener una condición mejor de vida y la de su familia.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Roger Alejandro to purchase products such as rice, meat, soda, and oil and to repair the roof of his business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 16, 2012
Listed
Jul 10, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 18, 2013