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Moises Antonio
Moisés Antonio is a hardworking person who works seven days a week, from six in the morning until seven at night, in his car washing business. He has only one employee and they both work hard during their day. Among his principal customers are those with motorcycles, motorcycle taxis and cars. Now he serves 25 daily clients. He wants to increase the capacity of his business, so as to be able to satisfy his clients and the demand for the service of washing vehicles and in this way gain more interested clients. This will permit him to increase his business and give his clientele good care. He is married and has two children, a six-month-old girl and a six-year-old boy, who attends school.

He has had a loan from Ceprodel in the beginning of 2011. He invested the previous loan in supplies like air fresheners, soaps and grease remover. At this moment he is applying for new financing since he has the need to buy a high-pressure machine that will permit him to wash vehicles in less time and with better quality. In the photo, he is washing the motorcycle with this machine. In this way he will obtain a better income to sustain his family and for this he is grateful to Ceprodel and to Kiva for the support that they provide him.
View original language description ↓
El señor Moisés Antonio es una persona trabajadora, por que labora siete días por semana, desde las seis de la mañana hasta las siete de la noche, en su negocio auto lavado, contando con tan solo un empleado ambos trabajan arduamente durante su jornada. Entre sus principales clientes están las motos, mototaxis y carros. Ahora atiende 25 clientes diarios. El quiere mejorar la capacidad de su negocio, así poder satisfacer a sus clientes y la demanda del servicio de lavado de vehículos y de esta manera captar mas interesados. Esto le permitirá incrementar su negocio, de esta manera darles buena atención a su clientela. El esta casado y tiene 2 hijos: una niña de seis meses y un hijo de seis años, el cual asiste a la escuela.

Ha tenido un crédito con ceprodel, el cual inicio desde el 2011. El préstamo anterior, lo invirtió en insumos como ambientadores, Jabones, desengrasante. Por lo que en este momento solicita un nuevo financiamiento ya que tiene la necesidad de comprar una maquina de presión alta que le permita lavar los vehículos en menos tiempo y con más calidad. La maquina es con la esta lavando la moto en la foto. Así obtener mejores ingresos para el sustento de su familia por lo que agradece a Ceprodel y a Kiva el apoyo que le brindan.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $23,478,675
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD
Expired
A loan of $825 helped Moises Antonio to buy a pressure machine to wash vehicles.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 16, 2012
Listed
Jul 10, 2012
Currency Exchange Loss:
Possible
Expired:
Aug 9, 2012